$31 an Hour Biweekly Paycheck: How Much After Taxes? (2026)

At $31/hour working a standard 40-hour week, your biweekly paycheck calculation starts clean:

$31 × 80 hours = $2,480 gross

Then taxes arrive.

Use our Paycheck Calculator to get your exact take-home.

All Time Periods at $31/Hour

Period	Gross Amount
Per hour	$31.00
Per day (8 hrs)	$248.00
Per week (40 hrs)	$1,240.00
Per biweekly paycheck	$2,480.00
Per month	$5,373.33
Per year	$64,480.00

After-Tax Biweekly Pay by State (2026)

Single filer, standard deduction, no additional deductions.

State	Gross Biweekly	Federal Tax	FICA	State Tax	Net Biweekly
Texas	$2,480	−$271	−$190	$0	~$2,019
Florida	$2,480	−$271	−$190	$0	~$2,019
Washington	$2,480	−$271	−$190	$0	~$2,019
Georgia	$2,480	−$271	−$190	−$107	~$1,912
California	$2,480	−$271	−$190	−$229	~$1,790
New York	$2,480	−$271	−$190	−$121	~$1,898
Illinois	$2,480	−$271	−$190	−$112	~$1,907

Federal Tax Breakdown for $64,480

Taxable income: $64,480 − $15,000 standard deduction = $49,480

Bracket	Rate	Tax
First $11,925	10%	$1,192.50
$11,925 → $48,475	12%	$4,386.60
$48,475 → $49,480	22%	$221.10
Annual federal tax		$5,800

Per biweekly paycheck: ~$223

Effective federal rate: 9.0%

FICA Deduction

Tax	Rate	Annual	Biweekly
Social Security	6.20%	$3,998	$154
Medicare	1.45%	$935	$36
Total FICA	7.65%	$4,933	$190

How Many Paychecks in a Year?

On a biweekly schedule you receive 26 paychecks per year — two months of the year you’ll get three paychecks instead of two. At $31/hour, that third paycheck month delivers an extra $2,019 (net, Texas) — crossing the $2,000 net threshold, which makes a meaningful difference for larger financial goals.

Impact of Pre-Tax Deductions

Adding a 5% 401(k) contribution ($124/paycheck) reduces your net — but less than $124 because it lowers taxable income:

	Without 401(k)	With 5% 401(k)
Gross biweekly	$2,480	$2,480
401(k) contribution	$0	−$124
Taxable income	$2,480	$2,356
Federal tax	−$223	−$196
FICA	−$190	−$190
Net biweekly (TX)	~$2,067	~$1,970
401(k) deposited	$0	$124
Total wealth built	$2,067	$2,094

Note: At $31/hour, taxable income starts crossing into the 22% federal bracket, making pre-tax 401(k) contributions especially valuable — each dollar saved shelters income that would otherwise be taxed at 22%.

$31/Hour vs. Nearby Wage Rates

Hourly Rate	Annual Gross	Net Biweekly (TX)
$29/hr	$60,320	~$1,906
$30/hr	$62,400	~$1,877
$31/hr	$64,480	~$2,019
$32/hr	$66,560	~$2,075
$33/hr	$68,640	~$2,131

Each additional $1/hour = ~$56 more per biweekly paycheck net once you enter the 22% bracket (in a no-income-tax state).

Note on California State Tax

At $64,480/year, California’s effective state income tax rate is roughly 7–7.5%. That costs about $229/biweekly paycheck in CA state taxes, bringing your take-home to ~$1,790 vs. ~$2,019 in Texas — a $229/paycheck difference, or $5,954 per year.

See your exact biweekly net with our Biweekly Pay Calculator.