State Income Tax Rates 2026: All 50 States Compared
Your state of residence can have a bigger impact on your take-home pay than many people realize. Here’s a complete look at 2026 state income tax rates across all 50 states — and what they mean for your paycheck.
States with No Income Tax
Nine states impose no individual income tax on wages and salary:
| State | Notes |
|---|---|
| Alaska | No state income tax; no sales tax |
| Florida | No income tax; 6% sales tax |
| Nevada | No income tax; 6.85% sales tax |
| New Hampshire | Taxes interest/dividends only (being phased out) |
| South Dakota | No income tax; 4.5% sales tax |
| Tennessee | No income tax (phased out fully by 2022) |
| Texas | No income tax; 6.25% sales tax |
| Washington | No income tax; 6.5% sales tax |
| Wyoming | No income tax; 4% sales tax |
Living in a no-income-tax state can save $3,000–$10,000+ per year depending on income — but factor in property taxes, sales taxes, and cost of living before assuming it’s strictly better.
Complete 2026 State Income Tax Rates
Flat Tax States
| State | Flat Rate | On $75K Income (Est. Tax) |
|---|---|---|
| Arizona | 2.5% | ~$1,500 |
| Colorado | 4.4% | ~$2,640 |
| Georgia | 5.39% | ~$3,234 |
| Idaho | 5.8% | ~$3,480 |
| Illinois | 4.95% | ~$2,970 |
| Indiana | 3.15% | ~$1,890 |
| Kentucky | 4.0% | ~$2,400 |
| Michigan | 4.25% | ~$2,550 |
| Mississippi | 4.7% | ~$2,820 |
| North Carolina | 4.5% | ~$2,700 |
| Pennsylvania | 3.07% | ~$1,842 |
| Utah | 4.65% | ~$2,790 |
Estimates use $75,000 income minus state standard deductions where applicable.
Progressive Tax States (Top Rate Shown)
| State | Bottom Rate | Top Rate | Brackets | Est. Tax on $75K |
|---|---|---|---|---|
| Alabama | 2% | 5% | 3 | ~$3,100 |
| Arkansas | 2% | 4.4% | 4 | ~$2,800 |
| California | 1% | 9.3%* | 9 | ~$4,200 |
| Connecticut | 2% | 6.99% | 7 | ~$3,800 |
| Delaware | 0% | 6.6% | 7 | ~$3,500 |
| Hawaii | 1.4% | 11% | 12 | ~$4,900 |
| Iowa | 4.4% | 6% | 4 | ~$3,500 |
| Kansas | 3.1% | 5.7% | 3 | ~$3,400 |
| Louisiana | 1.85% | 4.25% | 3 | ~$2,400 |
| Maine | 5.8% | 7.15% | 3 | ~$4,000 |
| Maryland | 2% | 5.75% | 8 | ~$3,500 |
| Massachusetts | 5% | 9%** | 2 | ~$3,750 |
| Minnesota | 5.35% | 9.85% | 4 | ~$4,400 |
| Missouri | 2% | 4.8% | 9 | ~$2,900 |
| Montana | 4.7% | 5.9% | 2 | ~$3,400 |
| Nebraska | 2.46% | 5.84% | 4 | ~$3,600 |
| New Jersey | 1.4% | 10.75% | 7 | ~$3,900 |
| New Mexico | 1.7% | 5.9% | 5 | ~$3,200 |
| New York | 4% | 10.9%*** | 9 | ~$4,800 |
| Ohio | 0% | 3.5% | 4 | ~$1,800 |
| Oklahoma | 0.25% | 4.75% | 6 | ~$2,800 |
| Oregon | 4.75% | 9.9% | 4 | ~$5,000 |
| Rhode Island | 3.75% | 5.99% | 3 | ~$3,600 |
| South Carolina | 0% | 6.2% | 6 | ~$3,400 |
| Vermont | 3.35% | 8.75% | 4 | ~$4,000 |
| Virginia | 2% | 5.75% | 4 | ~$3,400 |
| West Virginia | 2.36% | 5.12% | 5 | ~$2,900 |
| Wisconsin | 3.5% | 7.65% | 4 | ~$3,900 |
*California: 13.3% applies on income over $1M. **Massachusetts: 9% applies on income over $1M (Millionaires Tax). ***New York: 10.9% on income over $25M.
Impact on a $75,000 Salary
Here’s how state income tax alone affects annual take-home pay:
| State | State Tax on $75K | Annual Take-Home Impact vs. No-Tax State |
|---|---|---|
| Texas (no tax) | $0 | Baseline |
| Indiana (3.15% flat) | ~$1,890 | -$1,890 |
| Arizona (2.5% flat) | ~$1,500 | -$1,500 |
| Colorado (4.4% flat) | ~$2,640 | -$2,640 |
| Virginia (progressive to 5.75%) | ~$3,400 | -$3,400 |
| New York (progressive) | ~$4,800 | -$4,800 |
| California (progressive) | ~$4,200 | -$4,200 |
| Oregon (progressive to 9.9%) | ~$5,000 | -$5,000 |
| Hawaii (progressive to 11%) | ~$4,900 | -$4,900 |
This is the annual cost of living in a high-tax vs. no-tax state on a $75,000 income.
Local Income Taxes
Many cities add their own income tax on top of state taxes:
| City | Local Tax Rate |
|---|---|
| New York City | 3.078%–3.876% |
| Philadelphia | 3.75% (residents) |
| Columbus, OH | 2.5% |
| Cleveland, OH | 2.5% |
| Pittsburgh, PA | 3% |
| Detroit, MI | 2.4% |
| Baltimore, MD | 3.2% |
| Kansas City, MO | 1% |
These local taxes are in addition to state income taxes and can add thousands more per year.
Choosing Where to Live: Tax Is One Factor
High-income-tax states often provide:
- Better-funded public schools
- More robust social services
- Superior public transit infrastructure
- Higher average wages in knowledge industries
Lower-tax or no-tax states may offer:
- Lower overall cost of living
- Lower property taxes (though not always)
- Business-friendly environment
Use the paycheck calculator with your state selected to calculate exact take-home pay. To compare net pay across two different states or cities, use the compare tool.
Related guides
Federal Income Tax Calculator 2026: Brackets, Rates & How to Calculate
Calculate your 2026 federal income tax using the latest brackets and $15,000 standard deduction. Includes step-by-step walkthrough, effective vs marginal rate explained, and all filing statuses.
How Much Is Taken Out of My Paycheck? Full Breakdown by Salary
See exactly what's deducted from your paycheck at $40K, $75K, $100K, and $150K salaries. All deductions explained: federal taxes, FICA, state taxes, and more.
Sales Tax by State 2026: Complete 50-State Rate Table
Find the current state sales tax rate and average combined rate (state + local) for all 50 states in 2026. Includes the 5 states with no sales tax, highest rates, and grocery exemptions.
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