State Income Tax Rates 2026: All 50 States Compared

Your state of residence can have a bigger impact on your take-home pay than many people realize. Here’s a complete look at 2026 state income tax rates across all 50 states — and what they mean for your paycheck.

States with No Income Tax

Nine states impose no individual income tax on wages and salary:

State	Notes
Alaska	No state income tax; no sales tax
Florida	No income tax; 6% sales tax
Nevada	No income tax; 6.85% sales tax
New Hampshire	Taxes interest/dividends only (being phased out)
South Dakota	No income tax; 4.5% sales tax
Tennessee	No income tax (phased out fully by 2022)
Texas	No income tax; 6.25% sales tax
Washington	No income tax; 6.5% sales tax
Wyoming	No income tax; 4% sales tax

Living in a no-income-tax state can save $3,000–$10,000+ per year depending on income — but factor in property taxes, sales taxes, and cost of living before assuming it’s strictly better.

Complete 2026 State Income Tax Rates

Flat Tax States

State	Flat Rate	On $75K Income (Est. Tax)
Arizona	2.5%	~$1,500
Colorado	4.4%	~$2,640
Georgia	5.39%	~$3,234
Idaho	5.8%	~$3,480
Illinois	4.95%	~$2,970
Indiana	3.15%	~$1,890
Kentucky	4.0%	~$2,400
Michigan	4.25%	~$2,550
Mississippi	4.7%	~$2,820
North Carolina	4.5%	~$2,700
Pennsylvania	3.07%	~$1,842
Utah	4.65%	~$2,790

Estimates use $75,000 income minus state standard deductions where applicable.

Progressive Tax States (Top Rate Shown)

State	Bottom Rate	Top Rate	Brackets	Est. Tax on $75K
Alabama	2%	5%	3	~$3,100
Arkansas	2%	4.4%	4	~$2,800
California	1%	9.3%*	9	~$4,200
Connecticut	2%	6.99%	7	~$3,800
Delaware	0%	6.6%	7	~$3,500
Hawaii	1.4%	11%	12	~$4,900
Iowa	4.4%	6%	4	~$3,500
Kansas	3.1%	5.7%	3	~$3,400
Louisiana	1.85%	4.25%	3	~$2,400
Maine	5.8%	7.15%	3	~$4,000
Maryland	2%	5.75%	8	~$3,500
Massachusetts	5%	9%**	2	~$3,750
Minnesota	5.35%	9.85%	4	~$4,400
Missouri	2%	4.8%	9	~$2,900
Montana	4.7%	5.9%	2	~$3,400
Nebraska	2.46%	5.84%	4	~$3,600
New Jersey	1.4%	10.75%	7	~$3,900
New Mexico	1.7%	5.9%	5	~$3,200
New York	4%	10.9%***	9	~$4,800
Ohio	0%	3.5%	4	~$1,800
Oklahoma	0.25%	4.75%	6	~$2,800
Oregon	4.75%	9.9%	4	~$5,000
Rhode Island	3.75%	5.99%	3	~$3,600
South Carolina	0%	6.2%	6	~$3,400
Vermont	3.35%	8.75%	4	~$4,000
Virginia	2%	5.75%	4	~$3,400
West Virginia	2.36%	5.12%	5	~$2,900
Wisconsin	3.5%	7.65%	4	~$3,900

*California: 13.3% applies on income over $1M. **Massachusetts: 9% applies on income over $1M (Millionaires Tax). ***New York: 10.9% on income over $25M.

Impact on a $75,000 Salary

Here’s how state income tax alone affects annual take-home pay:

State	State Tax on $75K	Annual Take-Home Impact vs. No-Tax State
Texas (no tax)	$0	Baseline
Indiana (3.15% flat)	~$1,890	-$1,890
Arizona (2.5% flat)	~$1,500	-$1,500
Colorado (4.4% flat)	~$2,640	-$2,640
Virginia (progressive to 5.75%)	~$3,400	-$3,400
New York (progressive)	~$4,800	-$4,800
California (progressive)	~$4,200	-$4,200
Oregon (progressive to 9.9%)	~$5,000	-$5,000
Hawaii (progressive to 11%)	~$4,900	-$4,900

This is the annual cost of living in a high-tax vs. no-tax state on a $75,000 income.

Local Income Taxes

Many cities add their own income tax on top of state taxes:

City	Local Tax Rate
New York City	3.078%–3.876%
Philadelphia	3.75% (residents)
Columbus, OH	2.5%
Cleveland, OH	2.5%
Pittsburgh, PA	3%
Detroit, MI	2.4%
Baltimore, MD	3.2%
Kansas City, MO	1%

These local taxes are in addition to state income taxes and can add thousands more per year.

Choosing Where to Live: Tax Is One Factor

High-income-tax states often provide:

• Better-funded public schools
• More robust social services
• Superior public transit infrastructure
• Higher average wages in knowledge industries

Lower-tax or no-tax states may offer:

• Lower overall cost of living
• Lower property taxes (though not always)
• Business-friendly environment

Use the paycheck calculator with your state selected to calculate exact take-home pay. To compare net pay across two different states or cities, use the compare tool.