Car Loan Calculator — Utah
Calculate your monthly car payment in Utah. Includes Utah sales tax and trade-in value.
Updated April 2026Car Loan Details — Utah
$
$
$
% / year
%
Payment Summary
Monthly Payment$4,851.29
Loan Summary
Loan Amount
$245,000.00
Sales Tax
$213,500.00
Total Interest
$46,077.40
Total Cost
$294,577.40
Amortization Schedule
| Mo. | Principal | Interest | Balance |
|---|---|---|---|
| 6 | $3,523.11 | $1,328.18 | $224,165.49 |
| 12 | $3,648.23 | $1,203.06 | $202,591.05 |
| 18 | $3,777.79 | $1,073.50 | $180,250.42 |
| 24 | $3,911.96 | $939.33 | $157,116.37 |
| 30 | $4,050.89 | $800.40 | $133,160.71 |
| 36 | $4,194.75 | $656.54 | $108,354.29 |
| 42 | $4,343.73 | $507.56 | $82,666.88 |
| 48 | $4,497.99 | $353.30 | $56,067.20 |
| 54 | $4,657.74 | $193.55 | $28,522.85 |
| 60 | $4,823.15 | $28.14 | $0.28 |
6.10%
State Sales Tax
7.19%
Avg Combined Tax
≤ 60 months
Recommended Term
More calculators for Utah
Related guides
Car Loan Calculator with Trade-In
How trade-in value reduces your loan, negative equity, and sales tax savings.
What Is APR on a Car Loan?
APR vs interest rate, good APR by credit score, dealer vs bank financing.
Car Depreciation: How Much Your Car Loses Each Year
Year-by-year depreciation table and how it affects total cost of ownership.
Car Loan Calculator FAQ — Utah
Cities in Utah
Disclaimer: For informational purposes only. Not tax, legal, or financial advice.