Hourly to Salary — Memphis, TN

Tax snapshot: Memphis, TN

Workers in Memphis, Tennessee — one of Tennessee's largest cities — benefit from one of the most straightforward paycheck structures in the United States: Tennessee levies no state income tax on wages. Your take-home pay is reduced only by federal income tax, Social Security (6.2% up to $184,500), and Medicare (1.45%) — none of it flows to a state income tax authority.

According to U.S. Census Bureau data (ACS 5-Year 2023), the median household income in Memphis is $51,211.00. Since Tennessee has no income tax, $0 of that goes to the state — a clear advantage over comparable workers in high-tax states. At that income level, federal income tax and FICA total $7,964.06 per year, leaving an estimated $1,663.34 per bi-weekly paycheck (single filer, 2026 rates).

The paycheck calculator above applies Tennessee's 2026 tax rates alongside updated 2026 federal income tax brackets to estimate your exact Memphis take-home pay. Enter your annual salary, pay frequency, and filing status — then expand the pre-tax deductions section to factor in 401(k) contributions and health insurance premiums, which lower your taxable income before both state and federal taxes are applied.