Paycheck Calculator
Calculate your take-home pay after federal and state taxes.
Updated April 2026Calculate your take-home pay after federal and state taxes. Select your state below to get accurate results with your state's income tax rates.
How It Works
Choose Your State
Select your state for accurate local tax rates.
Enter Your Details
Input your salary, filing status, and deductions.
See Your Results
Get your take-home pay breakdown instantly.
Paycheck Calculator by State
How Your Paycheck Is Calculated
Your take-home pay starts with gross wages and subtracts three layers of taxes: federal income tax (10–37% based on brackets), FICA (7.65% flat — 6.2% Social Security + 1.45% Medicare), and state income tax (0–13.3% depending on state). Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your federal and state taxable income but not FICA.
Federal Tax
Progressive brackets from 10% to 37%. Most workers pay 12–22% effective rate after the standard deduction.
FICA Tax
Flat 7.65% on all wages. Social Security stops at $176,100. Medicare has no cap, plus 0.9% surcharge over $200K.
State Tax
9 states have no income tax. Flat-rate states range 2.5–5.75%. Progressive states reach up to 13.3% in California.
Related guides
Take-Home Pay Calculator: What You Actually Earn After Taxes
Exact take-home pay after federal taxes, state taxes, FICA, and deductions.
How Much Is Taken Out of My Paycheck?
Full breakdown by salary — federal tax, FICA, state tax at $40K–$150K.
What Is FICA Tax? Social Security and Medicare Explained
How the 7.65% FICA deduction works, who pays it, and what you get in return.
Disclaimer: For informational purposes only. Not tax, legal, or financial advice.