No Income Tax States: Exact Take-Home Pay at $75,000 (2026)
From MyCashCalc, the free finance reference
Nine U.S. states charge zero income tax on wages. For a W-2 employee, that means the same salary produces an identical paycheck in all nine states, your only deductions are federal income tax and FICA (Social Security + Medicare).
But the nine states differ significantly in other taxes, cost of living, and what you get in return.
The 9 No-Income-Tax States (2026)
| State | Notes |
|---|---|
| Alaska | No income tax, no sales tax; highest cost of living outside contiguous US |
| Florida | No income tax; 6% sales tax; popular retirement/relocation destination |
| Nevada | No income tax; 6.85% sales tax; strong tourism economy |
| New Hampshire | No wage income tax; phased out interest/dividend tax fully as of 2025 |
| South Dakota | No income tax; 4.5% sales tax; low cost of living |
| Tennessee | No income tax; ~9.5% combined sales tax (highest in US) |
| Texas | No income tax; 6.25% sales tax; high property taxes (~1.7%) |
| Washington | No income tax on wages; 6.5% sales tax; capital gains tax above $270k |
| Wyoming | No income tax; 4% sales tax; very low cost of living |
Take-Home Pay in No-Income-Tax States (All Identical for W-2)
Since the only deductions are federal, all 9 states produce identical paycheck math for W-2 employees:
| Salary | Federal Taxes | Annual Take-Home | Monthly Take-Home |
|---|---|---|---|
| $40,000 | $5,680 | $34,320 | $2,860 |
| $50,000 | $7,645 | $42,355 | $3,530 |
| $60,000 | $9,610 | $50,390 | $4,199 |
| $75,000 | $13,408 | $61,592 | $5,133 |
| $100,000 | $20,820 | $79,180 | $6,598 |
| $125,000 | $28,296 | $96,704 | $8,059 |
| $150,000 | $36,209 | $113,791 | $9,483 |
Single filer, standard deduction, 2026 federal brackets.
How Much More Do You Keep vs. High-Tax States?
| Salary | No-Tax State | California | New York | Illinois |
|---|---|---|---|---|
| $50,000 | $42,355 | $40,665 | $40,252 | $40,025 |
| $75,000 | $61,592 | $57,843 | $58,140 | $58,025 |
| $100,000 | $79,180 | $72,825 | $74,320 | $74,375 |
| $150,000 | $113,791 | $102,136 | $105,500 | $106,511 |
California figures include state income tax and the 1.3% SDI, using California’s 2025 brackets, the latest the FTB has published.
At $100,000, living in a no-tax state saves:
- $6,355/yr vs. California
- $4,860/yr vs. New York
- $4,805/yr vs. Illinois
State-by-State Profile: What You Give Up or Gain
Alaska
Alaska is the only state with neither income tax nor statewide sales tax. Residents also receive the annual Permanent Fund Dividend, a share of oil royalty revenues ($1,312 in 2023). The trade-off: extreme cost of living in remote areas, cold climate, and limited job markets outside Anchorage/Fairbanks.
Florida
Florida pairs no income tax with a moderate 6% sales tax and relatively lower property taxes (~0.9%) than Texas. It has no estate tax. Top choice for retirees due to warm climate and tax treatment of retirement income.
Nevada
Nevada offsets no income tax with a 6.85% sales tax and significant gaming/tourism revenue. Las Vegas metro has seen rapid population and housing cost growth. Property taxes are low (~0.5% effective rate).
New Hampshire
The only no-income-tax state in New England. No sales tax either, a rarity. High property taxes (~1.9% effective rate) partially offset the income tax benefit. Strong tech and finance presence in the Manchester–Portsmouth corridor.
South Dakota
Very low cost of living, no income tax, moderate 4.5% sales tax. Popular for trusts and business formation (no corporate income tax). Limited job market but attractive for remote workers.
Tennessee
No income tax on wages, but has the highest combined sales tax rate in the US (~9.5% average). Strong manufacturing and logistics economy (Nashville corridor). Low housing costs outside Nashville’s urban core.
Texas
The most economically significant no-income-tax state. Large labor market, no income tax, but highest property taxes among the 9 (~1.7% effective rate). Property tax exposure matters most for homeowners; renters capture the full income tax benefit.
Washington
No income tax on wages. High sales tax (6.5% + local). Capital gains tax of 7% on gains above $270,000 (does not affect most wage earners). Tech economy concentration in Seattle drives high wages but also high housing costs.
Wyoming
One of the lowest overall tax burdens in the country. No income tax, 4% sales tax, low property taxes, low cost of living. Thin job market; most suitable for remote workers or those in energy/agriculture.
Beyond Income Tax: Total Tax Burden
No-income-tax does not mean no-tax. States compensate through:
| State | Sales Tax (Avg Combined) | Effective Property Tax Rate |
|---|---|---|
| Alaska | 1.8% (local only) | 1.0% |
| Florida | 7.0% | 0.9% |
| Nevada | 8.2% | 0.5% |
| New Hampshire | 0% | 1.9% |
| South Dakota | 6.4% | 1.1% |
| Tennessee | 9.5% | 0.6% |
| Texas | 8.2% | 1.7% |
| Washington | 9.4% | 0.8% |
| Wyoming | 5.4% | 0.6% |
For a $75,000 earner who owns a $350,000 home in Texas, property taxes add ~$5,950/yr, partially offsetting the income tax savings vs. states with income tax but lower property taxes.
Who Benefits Most
- High earners: Income tax savings scale with income; property/sales taxes don’t
- Renters: Capture the full income tax benefit without property tax exposure
- Retirees: No state tax on retirement account distributions or Social Security
- Remote workers: Full flexibility to choose the most favorable state
Calculate Your Take-Home
All 9 no-income-tax states produce identical W-2 paychecks. Use the Paycheck Calculator to see your exact take-home, or use the state comparison tool to compare directly with your current state.
See Also
- Texas vs California paycheck
- Florida vs California paycheck
- Best states for high earners
- State income tax rates 2026
References
- Internal Revenue Service. 2026 federal income tax brackets and standard deduction. irs.gov
- Social Security Administration. 2026 Social Security wage base and FICA contribution rates. ssa.gov
- U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. bls.gov
- State departments of revenue. 2026 state income tax rates and brackets.
This page was last edited on October 13, 2026. Figures are estimates for informational purposes only and are not tax or financial advice.
Related guides
Texas vs California Paycheck 2026: How Much More You Keep
A $75,000 salary in Texas takes home $5,133/month vs $4,820/month in California, $313/month more. Full comparison at $50k, $75k, $100k, and $150k.
$10 an Hour Is How Much a Year? Full 2026 Breakdown
$10 an hour equals $20,800 per year. See monthly, biweekly, and weekly pay, plus after-tax take-home by state for 2026, with minimum wage context.
Nurse Salary in Florida After Taxes (2026): RN Take-Home
Florida RNs averaged $90,650 in May 2025 (BLS). After 2026 federal tax and FICA that is about $72,602 a year, or $6,050 a month, with no state income tax.
Net Pay vs Gross Pay: Difference and How to Calculate
Gross pay is your salary before deductions; net pay is what you take home. See what gets deducted in 2026 and how to calculate net pay.
Overtime Pay Rules: Federal and State Law, How to Calculate
Federal law requires 1.5x pay for hours over 40 a week, and some states go further. Who qualifies, how overtime is calculated, and how it is taxed.
Moving States: How It Impacts Your Paycheck and Taxes (2026 Guide)
Moving from California to Texas? New York to Florida? Here's exactly how state changes affect your take-home pay, when the change takes effect, and domicile rules to follow.
Get weekly tax insights
Join thousands of readers. Tax tips, deduction strategies, and financial planning, straight to your inbox.