Georgia vs Texas Paycheck Comparison
See exactly how much more take-home pay you'd get in Georgia vs Texas on any salary, 2026 tax rates.
Updated July 2026Compare take-home pay
Georgia vs Texas take-home pay, side by side
The two states start from different structures: Georgia applies a flat 5.49% state rate, while Texas levies no state income tax on wages. Federal income tax and FICA are identical either way, so every dollar of difference below comes from state tax alone. Figures assume a single filer on 2026 rates with no pre-tax deductions.
| Gross salary | Take-home in Georgia | Take-home in Texas | Difference |
|---|---|---|---|
| $40,000 | $32,702 | $34,239 | $1,537 more in Texas |
| $60,000 | $47,674 | $50,309 | $2,635 more in Texas |
| $85,000 | $64,419 | $68,426 | $4,008 more in Texas |
| $120,000 | $87,120 | $93,049 | $5,929 more in Texas |
| $175,000 | $121,727 | $130,675 | $8,949 more in Texas |
The gap widens with income. At $175,000, a single filer keeps $8,949 more per year in Texas than in Georgia, which works out to about $746 a month. Anyone weighing a move between the two should read that figure as a ceiling rather than a promise: it ignores property tax, sales tax and cost of living, and those often move in the opposite direction to income tax.
Common questions
Which state has lower income taxes?
Texas does, and by a clear margin: it collects no state income tax on wages at all, while georgia applies a flat 5.49% state rate.
Does moving between them actually save money?
On wage taxation alone the table gives the number. A full picture needs property tax rates, sales tax and housing costs on top, and states with no income tax typically recover the revenue elsewhere. Run your own salary through the calculator above, then compare that difference against the rent or mortgage you would pay in each place.
Do these figures include federal tax?
Yes. Each take-home column is net of federal income tax, Social Security, Medicare and state tax. Because the federal portion is identical in both states, the difference column isolates the state effect.
Individual calculators
Disclaimer: For informational purposes only. Not tax, legal, or financial advice.